⚡ Now settling in real time across 40+ countries

Money that moves instantly, infrastructure built to scale.

Jikamshi is the payments backbone for modern finance — accept, hold, and send money globally with bank-grade security and a single elegant API.

PCI-DSS Level 1 SOC 2 Type II No setup fees
Settled today
$1.4M
Success rate
99.98%
Available balance
$284,920.50
12.4%
ST
Stripe payout
Today · 09:24
+$12,400
PR
Payroll run · 84 staff
Today · 08:00
−$96,200
FX
FX · USD → EUR
Yesterday · 17:11
+$8,150

Trusted by 12,000+ finance teams worldwide

NorthwindLumioCedar&CoVantageHelixAtlas PayMeridianQuanta
$48B+
Processed annually
99.98%
Uptime SLA
40+
Countries supported
<400ms
Avg settlement time
Everything in one platform

The financial stack your business deserves

Replace a dozen disconnected tools with a single, secure platform for money movement, treasury, and reconciliation.

Instant settlements

Move funds in under 400ms across borders. Real-time rails mean your cash is never stuck in transit.

Bank-grade security

PCI-DSS Level 1, SOC 2 Type II, and end-to-end encryption. Your money and data are protected by default.

Real-time treasury

A live view of every balance, currency, and cash flow — with forecasting that updates as money moves.

One elegant API

Ship payments in an afternoon. Clean docs, typed SDKs, and webhooks for every event in the lifecycle.

Multi-currency wallets

Hold and convert 35+ currencies at interbank rates. Spend locally, settle globally, no hidden spread.

Auto-reconciliation

Every transaction matched, tagged, and audit-ready. Close your books in minutes instead of days.

Live dashboard

Total visibility over every dollar in motion

Monitor inflows, outflows, and reserves across all your accounts in a single real-time command center built for modern finance teams.

  • Unified balances across every currency and account
  • Programmable approval flows and spend controls
  • Exportable, audit-ready reporting in one click
Treasury overview
Total reserves$3.82M
Inflow (30d)+ $1.21M
Outflow (30d)− $940K
Runway health
86%
Pending settlements7
Live in minutes

Get started in three simple steps

No lengthy onboarding, no paperwork backlog. From sign-up to first payment in a single sitting.

Create your account

Sign up and verify your business with our streamlined KYC — most teams are approved within the hour.

Connect your stack

Drop in our SDK or link existing accounts. Webhooks and dashboards work out of the box.

Move money instantly

Send your first payout, accept your first charge, and watch it settle in real time.

Loved by finance teams

Don't just take our word for it

★★★★★

"We cut settlement times from two days to seconds. Jikamshi paid for itself in the first month — our treasury team finally sleeps at night."

AM
Amara Mensah
CFO, Lumio
★★★★★

"The API is the cleanest I've integrated in a decade. We had payouts running in production by lunch. Genuinely best-in-class developer experience."

DR
Daniel Reyes
VP Engineering, Vantage
★★★★★

"Multi-currency used to be a nightmare. Now we hold, convert, and settle in 30 markets from one dashboard with zero surprises on FX."

SK
Sara Køhler
Head of Finance, Helix
Simple, transparent pricing

Pricing that scales with you

Start free. Upgrade when you grow. No hidden fees, no surprises, cancel anytime.

Starter
$0/mo
For startups finding their feet.
  • Up to $50K processed/mo
  • 2 team members
  • Core API & dashboard
  • Email support
Get started
Enterprise
Custom
For high-volume operations.
  • Unlimited volume
  • Dedicated infrastructure
  • Custom SLAs & limits
  • Named account manager
  • 24/7 phone support
Contact sales
Questions, answered

Everything you need to know

Can't find what you're looking for? Our team replies in minutes, not days.

How fast can we go live?
Most teams are approved through our streamlined KYC within an hour and send their first payment the same day. Drop in our SDK or link an existing account — webhooks and dashboards work out of the box.
Is my money and data secure?
Yes. Jikamshi is PCI-DSS Level 1 and SOC 2 Type II certified, with end-to-end encryption and programmable approval flows. Funds are held with regulated banking partners and reconciled in real time.
Which currencies and countries do you support?
Hold and convert 35+ currencies at interbank rates and settle across 40+ countries. Spend locally and settle globally with no hidden FX spread.
Are there setup or hidden fees?
None. Start free with no card required, upgrade only when you grow, and cancel anytime. Pricing scales transparently with volume — no setup fees, no surprises.
Do you offer support during integration?
Every plan includes support, and Growth and Enterprise customers get priority and dedicated channels. Enterprise teams also receive a named account manager and 24/7 phone support.

Ready to move money at the speed of now?

Join thousands of teams building the future of finance on Jikamshi. Free to start — no card required.

Create your free account